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The two-year fixed rate for new customers moving home (60percent LTV) is now 6.14percent, down from 6.34percent. Paragon Mortgages, the buy-to-let specialist lender, has cut fixed borrowing rates by up to 0.45 percentage points. This is for single self-contained BTL properties with an energy performance certificate of A to C. Specialist buy-to-let lender Keystone Property Finance has cut fixed rates in its Classic range by up to 0.25 percentage points.